Credit Cards (Exclusively For Local Tertiary Students)
(Exclusively for Local Tertiary Institution Students)

(Exclusively for Local Tertiary Institution Students)

(Exclusively for Local Tertiary Institution Students)
Chong Hing Platinum Card (Exclusively for Local Tertiary Institution Students)
Chong Hing UnionPay Dual Currency Diamond Card (Exclusively for Local Tertiary Institution Students)
- One card consists of two currencies that allows flexible payment for purchases in both Hong Kong and the Mainland China
- Enjoy overseas transaction fees waviers for purchases with Chong Hing UnionPay Credit Card in China or overseas
Chong Hing Titanium Mastercard (Exclusively for Local Tertiary Institution Students)
- 1.9% Monthly Preferential Interest Rate offer (the interest rate is 22.8% per annum, the Annualised Percentage Rate (APRs) for unsettled retail purchase(s) and cash advance(s) is 24.58% and 27.03% respectively)
Remark: An annualised percentage rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a bank product expressed as an annualised rate. Please refer to the Chong Hing Credit Card Key Facts Statement for details.
Successfully applied for the Chong Hing Credit Card (Exclusively for Local Tertiary Institution Students) and fulfilled the relevant spending requirements can enjoy the following welcome gifts#:
- 40,000 "Point-to-Gift" Bonus Points^ (Rewards values: HK$200)
- Annual fee waiver will be offered during the study period
- Logon to e-Banking to Get Reward of up to HK$50 e-voucher&
# Terms and conditions apply.
^ Principal cardholders who have accumulated HKD/RMB4,000 or above posted retail pending(s) and/ or cash advance(s) with the new card in the first 2 months (card issuing month inclusive) after card issuance are eligible for ‘40,000 “Point-to-Gift” Bonus Points’ as a welcome gift. HKD and RMB spendings will be combined for accumulated transactions amount calculation; every RMB1 spending will be calculated as HK$1.
&For details of Logon to e-Banking to Get Reward, please visit: https://www.chbank.com/offer/newlogon/index.html
To borrow or not to borrow? Borrow only if you can repay!
Welcome Gift Terms & Conditions
The following applies to UnionPay Dual Currency Credit Cards:
| 24-hour Customer Services Hotline: | Report Lost Card Hotline: |
| (852) 3768 8888 | (852) 3768 8811 |
| Merchant Sales & Services Section: | Email: |
| (852) 3768 8822 | customerservice@chbank.com |


