Credit Cards (Exclusively For Local Tertiary Students)
(Exclusively for Local Tertiary Institution Students)
(Exclusively for Local Tertiary Institution Students)
(Exclusively for Local Tertiary Institution Students)
Chong Hing Platinum Card (Exclusively for Local Tertiary Institution Students)
Chong Hing UnionPay Dual Currency Diamond Card (Exclusively for Local Tertiary Institution Students)
- One card consists of two currencies that allows flexible payment for purchases in both Hong Kong and the Mainland China
- Enjoy overseas transaction fees waviers for purchases with Chong Hing UnionPay Credit Card in China or overseas
Chong Hing Titanium Mastercard (Exclusively for Local Tertiary Institution Students)
- 1.9% Monthly Preferential Interest Rate offer (the interest rate is 22.8% per annum, the Annualised Percentage Rate (APRs) for unsettled retail purchase(s) and cash advance(s) is 24.58% and 27.03% respectively)
Remark: An annualised percentage rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a bank product expressed as an annualised rate. Please refer to the Chong Hing Credit Card Key Facts Statement for details.
1. From 1 February, 2025 to 30 April, 2025 ("Promotion Period"), applicant who has successfully applied for Chong Hing Visa Card, add card to Apple Pay and purchase can enjoy “Apple Pay New Customer Reward”#:
Chong Hing Visa Card New Apple Pay Welcome Reward#
- Successfully apply for a Chong Hing Visa Card during Promotion Period and accumulate eligible Apple Pay transactions of HK$2,000 or above through Apple Pay within the first 2 months of card issuance to enjoy 32,000 credit card bonus points (Reward values: HK$160).
Additionally, the "Apple Pay Spending Reward" for the Chong Hing Visa Card has been launched. Along with the "Apple Pay New Customer Reward", Chong Hing Visa card new customers who meet the following criteria can enjoy rewards worth up to HK$560 (equivalent to up to 7% rebate).
|
Rewards |
Conditions |
Total Rewards |
|
Chong Hing Visa Card Apple Pay New Customer Reward |
Successfully apply for a Chong Hing Visa card and accumulate eligible Apple Pay transactions of HK$2,000 or above |
32,000 ‘Point-to-Gift’ Bonus Points (Value at HK$160). |
| Chong Hing Visa Card Apple Pay Spending Rewards $ | ||
|
Reward 1: Apple Pay Registration Reward
|
Successfully added your Chong Hing Visa Card(s) to Apple Pay |
10,000 ‘Point-to-Gift’ Bonus Points (Value at HK$50). |
| Reward 2: Apple Pay Spending Reward |
After successfully adding the card to Apple Pay, for any calendar month during the promotion period, accumulate eligible Apple Pay transactions of HK$2,000 by using your Chong Hing Visa Card(s) through Apple Pay, for examples:
1. From 1 February, 2025 to 28 February, 2025, completed transactions of HK$2,000
2. From 1 March, 2025 to 31 March, 2025, completed transactions of HK$2,000
3. From 1 April, 2025 to 30 April, 2025, completed transactions of HK$2,000 |
A total of up to 48,000 ‘Point-to-Gift’ Bonus Points can be earned (the reward includes the basic 1x bonus points) (Value at HK$240).
1. enjoy 16,000 ‘Point-to-Gift’ Bonus Points (value at HK$80)
2. enjoy 16,000 ‘Point-to-Gift’ Bonus Points (value at HK$80)
3. enjoy 16,000 ‘Point-to-Gift’ Bonus Points (value at HK$80) |
| Reward 3: Apple Pay Extra Spending Reward |
If you qualify for an extra Bonus Points in one of the calendar months for Reward 2, and accumulate an extra Apple Pay transaction of HK$2,000 in the same calendar month (equivalent to a total of HK$4,000 in Apple Pay transaction for the same calendar month) |
Enjoy extra 12,000 ‘Point-to-Gift’ Bonus Points (Value at HK$60). |
|
Logon to e-Banking to Get Reward&
|
Successfully activated Chong Hing Mobile Banking and completed first-time logon | Instantly receive a HK$50 e-voucher in Chong Hing Mobile Banking |
| For new Chong Hing Visa card customers |
Total Rewards: up to HK$560 rewards (equivalent to receiving up to 7% rebate after successfully applying for a Chong Hong Visa Card, spending HK$8,000 through Apple Pay and successfully activated Chong Hing Mobile Banking and completed first-time logon). |
|
$ For details of "Apple Pay Spending Rewards", please visit:https://www.chbank.com/offer/applepay/
& For details of Logon to e-Banking to Get Reward, please visit: https://www.chbank.com/offer/newlogon/index.html
2. Successfully applied for the Chong Hing Credit Card (Exclusively for Local Tertiary Institution Students) and fulfilled the relevant spending requirements can enjoy the following welcome gifts#:
- 40,000 "Point-to-Gift" Bonus Points^ (Rewards values: HK$200) (Not applicable to Chong Hing Visa Card)
- Annual fee waiver will be offered during the study period
# Terms and conditions apply.
^ Principal cardholders who have accumulated HKD/RMB4,000 or above posted retail pending(s) and/ or cash advance(s) with the new card in the first 2 months (card issuing month inclusive) after card issuance are eligible for ‘40,000 “Point-to-Gift” Bonus Points’ as a welcome gift. HKD and RMB spendings will be combined for accumulated transactions amount calculation; every RMB1 spending will be calculated as HK$1.
Apple Pay, Apple logo, Apple Wallet, Apple Watch, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries / regions.
To borrow or not to borrow? Borrow only if you can repay!
Welcome Gift Terms & Conditions
The following applies to UnionPay Dual Currency Credit Cards:
| 24-hour Customer Services Hotline: | Report Lost Card Hotline: |
| (852) 3768 8888 | (852) 3768 8811 |
| Merchant Sales & Services Section: | Email: |
| (852) 3768 8822 | customerservice@chbank.com |