Assistant Vice President / Vice President, Credit Approval

Responsibilities:

• Review and approve credit applications of SMEs and commercial credit applications within the delegated approval authority;
• Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients;
• Manage the loan quality of assigned business units;
• Provide recommendations for credit applications requiring higher approval authority;
• Be an industry expert on an assigned industry to provide the bank regular updates; and
• Perform other ad hoc projects or assignments.

Requirements:

• University graduate in Finance, Economics, Risk Management or related disciplines;
• CFA, Accountant and/or FRM is a plus; and HKIB ECF-CRM;
• 6 years’ solid experience of SME, commercial or corporate credit approval and/or RM;
• Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
• In-depth knowledge of accounting principles, financial statement analysis and credit administration
• Good understanding in key market and industry dynamics;
• Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua
• Position offered will be subject to experience