Paper Gold Scheme
What is Paper Gold Scheme
Gold has long been regarded as a valuable asset for both collection and investment purposes. Paper gold is a financial instrument that tracks the value of gold, but it does not confer ownership of the physical metal. Investing in paper gold allows you to gain exposure to gold price fluctuations without the need to possess the physical gold.
The Paper Gold Scheme is regarded as a collective investment scheme for the purposes of the Securities Futures Ordinance and it is regulated by the Securities and Futures Ordinance.
Characteristics of Paper Gold
Diversify Investment Risk
Gold helps diversify the overall investment portfolio risk during market fluctuations.
Hedge Against Inflation
In general, Gold has strong value-retaining capabilities and is less sensitive to inflation, making it a tool to counteract inflation.
Serve as a Safe-Haven Asset
During times of economic uncertainty, Gold can act as a relatively stable safe-haven option.
No Need for Physical Delivery
There is no need for physical gold delivery, eliminating storage and delivery costs, and making management more convenient.
Our Paper Gold Scheme Service
- No physical gold delivery
- No additional handling fees are involved
- Multiple currencies such as HKD, USD or RMB can be selected as the investment principal*
- You are welcome to visit any of our branches for further information
(*If the investment principal is not in your home currency, you may make a gain or loss due to exchange rate fluctuations)
Track Paper Gold Prices
| Currencies | Bank buy (per unit) | Bank Sell (per unit) |
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Offering documents of Paper Gold Scheme comprise the Principal Brochure and the Product Key Facts Statement.
Customer Services Hotline: (852) 3768 6888 or visit any Chong Hing Bank Branch.
Important Reminder:
Access to and use of this website are subject to the terms of the Bank's "Disclaimer" and "Privacy Policy Statement", investors have to familiarise themselves with the terms which may be revised by the Bank from time to time.
Investment involves risks. Gold prices fluctuate, and customers have to understand that the value of their investments can rise or fall. Investment in paper gold is not principal-protected; there is a possibility of loss of capital and it is not guaranteed by the government. A paper gold account is not a deposit account and does not provide returns or interest. Investing in paper gold differs from investing in physical gold. The price movements of paper gold do not necessarily reflect the price movements of physical gold due to the pricing mechanism as set out in the Principal Brochure.
The Paper Gold Scheme is an investment instrument offered by the Bank (as principal) for investors who seek to buy and sell paper gold pursuant to a contractual term without requiring any physical delivery of gold. The Paper Gold Scheme is regarded as a collective investment scheme for the purposes of the Securities Futures Ordinance (SFO). The Securities and Futures Commission (the "SFC") has authorised the issue of the Principal Brochure as part of the offering documents for Paper Gold Scheme. The SFC does not take any responsibility for the contents of the offering documents nor the webpage content and makes no representation as to its accuracy or completeness. The SFC's authorisation is not a recommendation nor endorsement of the Bank's Paper Gold Scheme.
Independent assessment of the risks and appropriateness of the transaction in the light of investor's own risk profile, objectives and circumstances, including the possible risks and benefits of entering into such transaction, should be made before entering into any transaction. Investors should seek independent professional advice whenever necessary. No information available at or from this website shall constitute any advice, recommendation, distribution, offer to sale, promotional offer, solicitation to acquire / dispose of paper gold or investment. While the Bank makes no warranty, representation or guarantee regarding this website or any related information, and shall not be held liable in any form or under any legal responsibility. Any changes to this information may be made without prior notice.