創興銀行 - 創興信用卡交稅雙重賞

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創興信用卡交稅雙重賞

優惠1^#：尊享「交稅推廣」賺取高達HK$500現金回贈

由2023年12月8日至2024年1月31日（「推廣期」），客戶憑創興信用卡累積繳交稅款滿以下指定金額，並於推廣期內以該卡累積合資格零售簽賬只需滿HK$1,000或以上，即享高達HK$500現金回贈！

請即於指定截止日期或之前透過以下途徑辦理：
➤ 於2024年1月31日或之前透過「創興網上銀行」交稅 (示範連結) 或
➤ 於2024年1月19日或之前致電申請熱線(852)3768 8888(辦公時間：星期一至五，上午9時至下午6時)即可辦理交稅手續*

於推廣期內，累積所需交稅金額並同時累積合資格零售簽賬滿HK$1,000或以上	現金回贈獎賞
HK$10,000 – HK$20,000	HK$50
HK$20,001 – HK$50,000	HK$100
HK$50,001 – HK$100,000	HK$150
HK$100,001 – HK$200,000	HK$300
HK$200,000以上	HK$500

*如客戶透過電話辦理交稅手續，主卡持卡人指定的相關稅款將於稅單到期前不多於13個工作天從主卡持卡人的創興信用卡賬戶直接繳付予主卡持卡人提供之香港稅務局（「稅務局」）之稅單收款賬號，如稅款到期日為2024年2月1日或以後，該稅款將於2024年1月31日或之前繳交予稅務局。

優惠2^#：稅款尊享「交稅分期貸款計劃」每月手續費低至0.2%*

由2023年12月8日至2024年4月30日，憑創興信用卡交稅後申請「交稅分期貸款計劃」，無須遞交任何文件，尊享每月手續費低至0.2%*，讓您輕輕鬆鬆交稅！

請於創興信用卡月結單到期繳款日7個工作日前致電申請熱線辦理交稅分期申請。

例子：

假設交稅金額為HK$10,000，每月手續費0.2%及6個月還款期(實際年利率4.18%)計算：

每月供款金額		每月手續費		每月還款金額
HK$1,666 (HK$10,000 ÷ 6)	+	HK$20 (HK$10,000 x 0.2%)	=	HK$1,686^

「交稅分期貸款計劃」申請熱線：(852) 3768 8888

*每月手續費0.2%只適用於白金卡／鈦金卡／鑽石卡客戶及選擇6個月還款期及只供參考，手續費將根據創興銀行有限公司不時就個別推廣而釐定。每月手續費0.2%及6個月分期的實際年利率為4.18%。實際年利率依據銀行營運守則的指引計算。實際年利率是一個參考利率，以年化利率展示有關產品的費用與收費。

^所有每月還款（除最後一個月的每月還款外）的非整數金額（如有）的總值將連同最後一個月的每月還款支付。

^#優惠受相關條款及細則約束。

借定唔借？還得到先好借！

有關以上推廣之條款及細則，請參閱以下連結。請注意，此等資料只可在推廣期內透過以下渠道供查閱及下載，恕本行未能以紙張形式提供。如有需要，請儲存有關資料的副本，以備日後參考。否則在推廣期後，閣下或未能再次查閱或下載有關資料。

相關資料

「創興信用卡交稅推廣」條款及細則
「創興信用卡交稅分期貸款計劃」條款及細則
「創興信用卡交稅分期貸款計劃」之產品資料概要

越秀集團成員

创兴信用卡交税双重赏

优惠1^#：尊享「交税推广」赚取高达HK$500现金回赠

由2023年12月8日至2024年1月31日（「推广期」），客户凭创兴信用卡累积缴交税款满以下指定金额，并于推广期内以该卡累积合资格零售签账只需满HK$1,000或以上，即享高达HK$500现金回赠！

请即于指定截止日期或之前透过以下途径办理：
➤ 于2024年1月31日或之前透过「创兴网上银行」交税(示范连结) 或
➤ 于2024年1月19日或之前致电申请热线（852）3768 8888(办公时间：星期一至五，上午9时至下午6时)即可办理交税手续*

于推广期内，累积所需交税金额并同时累积合资格零售签账满HK$1,000或以上	现金回赠奖赏
HK$10,000 – HK$20,000	HK$50
HK$20,001 – HK$50,000	HK$100
HK$50,001 – HK$100,000	HK$150
HK$100,001 – HK$200,000	HK$300
HK$200,000以上	HK$500

*如客户透过电话办理交税手续，主卡持卡人指定的相关税款将于税单到期前不多于13个工作天从主卡持卡人的创兴信用卡账户直接缴付予主卡持卡人提供之香港税务局（「税务局」）之税单收款账号，如税款到期日为2024年2月1日或以后，该税款将于2024年1月31日或之前缴交予税务局。

优惠2^#：税款尊享「交税分期贷款计划」每月手续费低至0.2%*

由2023年12月8日至2024年4月30日，凭创兴信用卡交税后申请「交税分期贷款计划」，无须递交任何文件，尊享每月手续费低至0.2%*，让您轻轻松松交税！

请于创兴信用卡月结单到期缴款日7个工作天前致电申请热线办理交税分期申请。

例子：

假设交税金额为HK$10,000，每月手续费0.2%及6个月还款期(实际年利率4.18%)计算：

每月供款金额		每月手续费		每月还款金额
HK$1,666 (HK$10,000 ÷ 6)	+	HK$20 (HK$10,000 x 0.2%)	=	HK$1,686^

「交税分期贷款计划」申请热线：(852) 3768 8888

*每月手续费0.2%只适用于白金卡／钛金卡／钻石卡客户及选择6个月还款期及只供参考，手续费将根据创兴银行有限公司不时就个别推广而厘定。每月手续费0.2%及6个月分期的实际年利率为4.18%。实际年利率依据银行营运守则的指引计算。实际年利率是一个参考利率，以年化利率展示有关产品的费用与收费。

^所有每月还款（除最后一个月的每月还款外）的非整数金额（如有）的总值将连同最后一个月的每月还款支付。

^#优惠受相关条款及细则约束。

借定唔借？还得到先好借！

有关以上推广之条款及细则，请参阅以下连结。请注意，此等资料只可在推广期内透过以下渠道供查阅及下载，恕本行未能以纸张形式提供。如有需要，请储存有关资料的副本，以备日后参考。否则在推广期后，阁下或未能再次查阅或下载有关资料。

相关资料

「创兴信用卡交税推广」条款及细则
「创兴信用卡交税分期贷款计划」条款及细则
「创兴信用卡交税分期贷款计划」之产品资料概要

越秀集团成员

Chong Hing Credit Card Double Rewards for Tax Payment

Offer 1^#：Enjoy "Tax Bill Payment Promotion” and earn up to HK$500 Cash Rebate
From 8 December 2023 to 31 January 2024 (“Promotion Period”), customers who have accumulated tax payments to the designated amounts below with Chong Hing Credit Card, and have accumulated eligible retail spendings of HK$1,000 or above with the card during the Promotion Period, can enjoy reward up to HK$500 Cash Rebate!

Please act now through the following channels on or before the designated deadlines:
➤ Pay tax through the Chong Hing Internet Banking on or before 31 January 2024 (Demo Link) OR
➤ Call the application hotline at (852) 3768 8888 (Office Hours: Monday to Friday, 9a.m. to 6p.m.) to process the tax payment on or before 19 January 2024*

Accumulated Tax Payment Amount and with accumulated eligible retail spending of HK$1,000 or above within the Promotion Period	Cash Rebate Reward
HK$10,000 – HK$20,000	HK$50
HK$20,001 – HK$50,000	HK$100
HK$50,001 – HK$100,000	HK$150
HK$100,001 – HK$200,000	HK$300
Above HK$200,000	HK$500

* If customers process the tax payment through hotline, the relevant tax amount designated by the principal cardholder will be paid directly from the principal cardholder’s Chong Hing Credit Card account to the Shroff Account Number of the Hong Kong Inland Revenue Department ("Inland Revenue Department ") provided by the principal cardholder not more than 13 working days before the due date of the tax bill. If the tax amount due date is 1 February 2024 or later, the tax amount will be paid to the Inland Revenue Department on or before 31 January 2024.

Offer 2^#：Tax payment amount can enjoy "Tax Instalment Loan Plan" with monthly handling fee as low as 0.2%*

From 8 December 2023 to 30 April 2024, customers who made tax payment with Chong Hing Credit Card can apply for the "Tax Instalment Loan Plan", without submitting any documents and enjoy a monthly handling fee as low as 0.2%*!

Please call the application hotline 7 work days before the payment due date stated in your Chong Hing Credit Card monthly statement.

Example:
Tax bill payment amount of HK$10,000 with monthly handling fee of 0.2% and a repayment period of 6 months (APR 4.18%):

Monthly Instalment Amount		Monthly Handling Fee		Monthly Repayment Amount
HK$1,666 (HK$10,000 ÷ 6)	+	HK$20 (HK$10,000 x 0.2%)	=	HK$1,686^

“Tax Instalment Loan Plan” Application Hotline: (852) 3768 8888

* The 0.2% monthly handling fee is applicable to Platinum Card/Titanium Card/Diamond Card customers who have selected 6-month repayment period and is for reference only. The handling fee is to be determined by Chong Hing Bank Limited from time to time for the individual promotion. The annualised percentage rate (APR) of 0.2% monthly handling fee is 4.18% for 6 months. The APR is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualised rate.

^ The fractions (if any) of the monthly instalments (except the last monthly instalment) shall be aggregated and paid together with the last monthly instalment

^#Offers are subject to Terms and Conditions.

To borrow or not to borrow? Borrow only if you can repay!

Please refer to the link below for the terms and conditions of the above promotion. Please note that the information will only be available for access and download through below channels during the promotion period, and no paper-based format can be provided by the Bank. Please save a copy of the relevant information for future reference when needed. Otherwise, you may not be able to access or download it again subsequent to the expiry of the promotion period.

A Member of Yuexiu Group