1.From 28 October, 2024 to 31 January, 2025 (“Promotion Period”), Applicant who has successfully applied for Chong Hing Visa Card, add card to Apple Pay and purchase can enjoy “Apple Pay New Customer Reward”^#:

Chong Hing Visa Card New Apple Pay Welcome Reward^#

• Successfully apply for a Chong Hing Visa Card during Promotion Period and accumulate eligible Apple Pay transactions of HK$2,000 or above through Apple Pay within the first 3 months of card issuance to enjoy 32,000 ‘Point-to-Gift’ Bonus Points (Reward values: HK$160).

Additionally, the "Apple Pay Spending Reward" for the Chong Hing Visa Card has been launched. Along with the "Apple Pay New Customer Reward", Chong Hing Visa card new customers who meet the following criteria can enjoy rewards worth up to HK$560 (equivalent to up to 7% rebate):

Rewards	Conditions	Total Rewards
Chong Hing Visa Card Apple Pay New Customer Reward	Successfully apply for a Chong Hing Visa card and accumulate eligible Apple Pay transactions of HK$2,000 or above	32,000 ‘Point-to-Gift’ Bonus Points (Value at HK$160).
Chong Hing Visa Card Apple Pay Spending Rewards$
Reward 1: Apple Pay Registration Reward	Successfully added your Chong Hing Visa Card(s) to Apple Pay	10,000 ‘Point-to-Gift’ Bonus Points(Value at HK$50).
Reward 2: Apple Pay Spending Reward	After successfully adding the card to Apple Pay, for any calendar month during the promotion period, accumulate eligible Apple Pay transactions of HK$2,000 by using your Chong Hing Visa Card(s) through Apple Pay, for examples: From 28 October, 2024 to 30 November, 2024: Completed transactions of HK$2,000 From 1 December, 2024 to 31 December, 2024: Completed transactions of HK$2,000 From 1 January, 2025 to 31 January, 2025: Completed transactions of HK$2,000	A total of up to 48,000 ‘Point-to-Gift’ Bonus Points can be earned (the reward includes the basic 1x bonus points) (Value at HK$240). 1.enjoy 16,000 ‘Point-to-Gift’ Bonus Points (value at HK$80) 2.enjoy 16,000 ‘Point-to-Gift’ Bonus Points (value at HK$80) 3.enjoy 16,000 ‘Point-to-Gift’ Bonus Points (value at HK$80)
Reward 3: Apple Pay Extra Spending Reward	If you qualify for an extra Bonus Points in one of the calendar months for Reward 2, and accumulate an extra Apple Pay transaction of HK$2,000 in the same calendar month (equivalent to a total of HK$4,000 in Apple Pay transaction for the same calendar month)	Enjoy extra 12,000 ‘Point-to-Gift’ Bonus Points (Value at HK$60).
Logon to e-Banking to Get Reward& [Applicable for all Chong Hing Bank customers]	Successfully activated Chong Hing Mobile Banking and completed first-time logon	Instantly receive aHK$50 e-voucher in Chong Hing Mobile Banking
	For new Chong Hing Visa card customers	Total Rewards : up to HK$560 rewards (equivalent to receiving up to 7% rebate after successfully applying for a Chong Hong Visa Card, spending HK$8,000 through Apple Pay and successfully activated Chong Hing Mobile Banking and completed first-time logon).

^$  For details of "Apple Pay Spending Rewards", please visit: https://www.chbank.com/offer/applepay/

^& For details of Logon to e-Banking to Get Reward, please visit: https://www.chbank.com/offer/newlogon/index.html

2.Applicant who has successfully applied for 1 Chong Hing UnionPay Dual Currency Credit Card and 1 Chong Hing Visa or Mastercard and fulfilled the relevant requirements can enjoy one of the following welcome gifts^#:

• Up to HK$60,000 “9-month Interest–Free Installment Loan Plan”; or
• Up to 80,000 ‘Point-to-Gift’ Bonus Points

3.Applicant who has successfully applied for 1 Chong Hing UnionPay Dual Currency Credit Card/1 Chong Hing Visa or Mastercard* and fulfilled the relevant requirements can enjoy the following welcome gift^#:

• 40,000 ‘Point-to-Gift’ Bonus Points (value at HK$200)

#Terms and conditions apply.

Apple Pay, Apple logo, Apple Wallet, Apple Watch, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries / regions.

To borrow or not to borrow? Borrow only if you can repay!

• Octopus Automatic Add-Value Service
• Visa Checkout Online Payment
• Credit Card Privileges and Benefits
• Preferential Banking Services
• "Point-to-Gift" Spending Reward Schemes
• Bind your Chong Hing VISA / Mastercard Credit Card at WeChat Pay Hong Kong Wallet